Closing-Day Packet — Cumberland County, New Jersey
Information from official sources, verified 2026-10-14
Generated 2026-11-03
Who to call
Deed recording / transfer
Cumberland County Clerk (records deeds)
- Phone
- 856-453-4860
- Website
- https://cumberlandcountyclerknj.gov/
Verified against: https://www.nj.gov/nj/gov/county/counties.shtml · Verified 2026-10-14
County clerk / court records
Cumberland County Clerk
- Phone
- 856-453-4860
- Website
- https://cumberlandcountyclerknj.gov/
Verified against: https://www.nj.gov/state/elections/vote-county-election-officials.shtml · Verified 2026-10-14
Pay or check property taxes
Municipal tax collector (each municipality in Cumberland County)
- Phone
- Not yet verified — see Sources
Verified against: https://www.nj.gov/dca/dlgs/programs/tax_collector_docs/elements_of_tax_sales_nj.pdf · Verified 2026-10-14
Property tax assessment & appeals
Bridgeton City tax assessor (municipal; district 0601)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Commercial Twp tax assessor (municipal; district 0602)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Cumberland County Board of Taxation (county)
- Phone
- 856-453-7425
- Website
- https://www.cumberlandcountynj.gov/taxation
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/CountyBoardsofTaxation.pdf · Verified 2026-10-14
Property tax assessment & appeals
Deerfield Twp tax assessor (municipal; district 0603)
- Phone
- 856-455-3200
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Downe Twp tax assessor (municipal; district 0604)
- Phone
- 856-447-3100
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Fairfield Twp tax assessor (municipal; district 0605)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Greenwich Twp tax assessor (municipal; district 0606)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Hopewell Twp tax assessor (municipal; district 0607)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Lawrence Twp tax assessor (municipal; district 0608)
- Phone
- 856-447-3065
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Maurice River Twp tax assessor (municipal; district 0609)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Millville City tax assessor (municipal; district 0610)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Shiloh Boro tax assessor (municipal; district 0611)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Stow Creek Twp tax assessor (municipal; district 0612)
- Phone
- 609-774-2098
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Upper Deerfield Twp tax assessor (municipal; district 0613)
- Phone
- 856-451-3148
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Property tax assessment & appeals
Vineland City tax assessor (municipal; district 0614)
Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
Also in this county (closing-adjacent)
Health department
City of Vineland (local health department D0680)
- Phone
- 856-794-4131
- Website
- https://www.vldhealth.org
Verified against: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14
Health department
Cumberland County Department of Health (local health department D0600)
- Phone
- 856-327-7602
- Website
- https://www.ccdoh.org
Verified against: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14
Building permits
Bridgeton City construction office (municipal UCC enforcing agency; code 0601)
- Phone
- 856-455-3230
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Commercial Twp construction office (municipal UCC enforcing agency; code 0602)
- Phone
- 856-785-3100
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Deerfield Twp construction office (municipal UCC enforcing agency; code 0603)
- Phone
- 856-455-3200
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Downe Twp construction office (municipal UCC enforcing agency; code 0604)
- Phone
- 856-447-3100
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Fairfield Twp construction office (municipal UCC enforcing agency; code 0605)
- Phone
- 856-453-3168
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Greenwich Twp construction office (municipal UCC enforcing agency; code 0606)
- Phone
- 609-453-9181
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Hopewell Twp construction office (municipal UCC enforcing agency; code 0607)
- Phone
- 856-453-9181
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Lawrence Twp construction office (municipal UCC enforcing agency; code 0608)
- Phone
- 856-447-4554
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Maurice River Twp construction office (municipal UCC enforcing agency; code 0609)
- Phone
- 856-785-1403
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Millville City construction office (municipal UCC enforcing agency; code 0610)
- Phone
- 856-825-7000
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Shiloh Boro construction office (municipal UCC enforcing agency; code 0611)
- Phone
- 856-455-3054
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Stow Creek Twp construction office (municipal UCC enforcing agency; code 0612)
- Phone
- 856-935-2535
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Upper Deerfield Twp construction office (municipal UCC enforcing agency; code 0613)
- Phone
- 856-455-9591
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Building permits
Vineland City construction office (municipal UCC enforcing agency; code 0614)
- Phone
- 856-794-4000
Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
Statewide resources that cover Cumberland County
Land banks & land trusts
NJ DLGS Local Finance Notice 2025-17 (Land Bank Law guidance)
- Phone
- No phone published — see website
- Website
- https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf
Verified against: https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf · Verified 2026-10-14
Building permits
NJ DCA Division of Codes and Standards - Bureaus, Offices & Programs
- Phone
- No phone published — see website
- Website
- https://www.nj.gov/dca/codes/offices/
Verified against: https://www.nj.gov/dca/codes/offices/ · Verified 2026-10-14
State housing finance agency
New Jersey Housing and Mortgage Finance Agency (NJHMFA)
- Phone
- No phone published — see website
- Website
- https://www.nj.gov/dca/hmfa/
Verified against: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/ · Verified 2026-10-14
What to bring
- government-issued photo ID for each person signing
- the payment your closing agent specified, in the form they specified (confirm amount and method the day before)
- signed copies of the purchase agreement and any amendments
- proof of homeowner's insurance if your lender or closing agent asked for it
- any document your closing agent, lender, or attorney listed in their closing instructions
- a pen and this packet.
Transfer & recording facts — New Jersey
Who pays the transfer tax
For deeds submitted for recording on or after July 10, 2025, New Jersey places legal responsibility for transfer fees on the seller. A private contract may allocate payment differently; that does not change the seller’s statutory liability. The county recording officer still requires payment of the Realty Transfer Fee when it is owed.
According to NJ Division of Taxation.
Transfer tax rate or amount
Not yet verified — transfer tax
Recording prerequisite or required form
New Jersey’s GIT/REP forms are submitted at closing for deed recording, separately from Realty Transfer Fee paperwork. They establish whether a nonresident seller must prepay estimated Gross Income Tax. GIT/REP-3 is the Seller’s Residency Certification/Exemption.
According to NJ Division of Taxation.
Day-of checklist
- Morning: confirm time, place, amount, and payment method with your closing agent.
- Call the recording office above if any recording question is still open — do not assume it can be answered at the table.
- Bring ID and payment (§ What to bring).
- Read each document before signing; ask for any blank or changed figure to be explained before you sign.
- Get a copy of every signed document before you leave.
- Ask when and where the deed will be recorded, and how you will receive the recorded copy.
- After closing: keep the recorded deed, the settlement statement, and the tax office contact above together — property tax questions after closing go to the treasurer/tax office listed above.
Sources
- Cumberland County Clerk (records deeds) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/nj/gov/county/counties.shtml · Verified 2026-10-14
- Cumberland County Clerk — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/state/elections/vote-county-election-officials.shtml · Verified 2026-10-14
- Municipal tax collector (each municipality in Cumberland County) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/dlgs/programs/tax_collector_docs/elements_of_tax_sales_nj.pdf · Verified 2026-10-14
- Bridgeton City tax assessor (municipal; district 0601) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Commercial Twp tax assessor (municipal; district 0602) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Cumberland County Board of Taxation (county) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/CountyBoardsofTaxation.pdf · Verified 2026-10-14
- Deerfield Twp tax assessor (municipal; district 0603) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Downe Twp tax assessor (municipal; district 0604) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Fairfield Twp tax assessor (municipal; district 0605) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Greenwich Twp tax assessor (municipal; district 0606) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Hopewell Twp tax assessor (municipal; district 0607) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Lawrence Twp tax assessor (municipal; district 0608) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Maurice River Twp tax assessor (municipal; district 0609) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Millville City tax assessor (municipal; district 0610) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Shiloh Boro tax assessor (municipal; district 0611) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Stow Creek Twp tax assessor (municipal; district 0612) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Upper Deerfield Twp tax assessor (municipal; district 0613) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- Vineland City tax assessor (municipal; district 0614) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
- City of Vineland (local health department D0680) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14
- Cumberland County Department of Health (local health department D0600) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14
- Bridgeton City construction office (municipal UCC enforcing agency; code 0601) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Commercial Twp construction office (municipal UCC enforcing agency; code 0602) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Deerfield Twp construction office (municipal UCC enforcing agency; code 0603) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Downe Twp construction office (municipal UCC enforcing agency; code 0604) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Fairfield Twp construction office (municipal UCC enforcing agency; code 0605) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Greenwich Twp construction office (municipal UCC enforcing agency; code 0606) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Hopewell Twp construction office (municipal UCC enforcing agency; code 0607) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Lawrence Twp construction office (municipal UCC enforcing agency; code 0608) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Maurice River Twp construction office (municipal UCC enforcing agency; code 0609) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Millville City construction office (municipal UCC enforcing agency; code 0610) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Shiloh Boro construction office (municipal UCC enforcing agency; code 0611) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Stow Creek Twp construction office (municipal UCC enforcing agency; code 0612) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Upper Deerfield Twp construction office (municipal UCC enforcing agency; code 0613) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- Vineland City construction office (municipal UCC enforcing agency; code 0614) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
- NJ DLGS Local Finance Notice 2025-17 (Land Bank Law guidance) — NJ_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf · Verified 2026-10-14
- NJ DCA Division of Codes and Standards - Bureaus, Offices & Programs — NJ_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://www.nj.gov/dca/codes/offices/ · Verified 2026-10-14
- New Jersey Housing and Mortgage Finance Agency (NJHMFA) — NJ_CALL_SHEET_1014.csv, county = "" · Source: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/ · Verified 2026-10-14
- nj-transfer_tax-guide-rtf-payment-20261020 — NJ Division of Taxation · https://www.nj.gov/treasury/taxation/pdf/other_forms/lpt/GraduatedPercentFeePolicies.pdf · Retrieved 2026-10-20
- nj-deed_recording-guide-gitrep-role-20261020 — NJ Division of Taxation · https://www.nj.gov/treasury/taxation/gitrepfaqs.shtml · Retrieved 2026-10-20