Closing-Day Packet — Cape May County, New Jersey

Information from official sources, verified 2026-10-14
Generated 2026-11-03

Who to call

  • Deed recording / transfer

    Cape May County Clerk (records deeds)

    Phone
    609-465-1013
    Website
    https://capemaycountynj.gov/189/County-Clerk

    Verified against: https://www.nj.gov/nj/gov/county/counties.shtml · Verified 2026-10-14

  • County clerk / court records

    Cape May County Clerk

    Phone
    609-465-1013
    Website
    https://capemaycountynj.gov/189/County-Clerk

    Verified against: https://www.nj.gov/state/elections/vote-county-election-officials.shtml · Verified 2026-10-14

  • Pay or check property taxes

    Municipal tax collector (each municipality in Cape May County)

    Phone
    Not yet verified — see Sources

    Verified against: https://www.nj.gov/dca/dlgs/programs/tax_collector_docs/elements_of_tax_sales_nj.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Avalon Boro tax assessor (municipal; district 0501)

    Phone
    609-967-2994

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Cape May City tax assessor (municipal; district 0502)

    Phone
    609-884-9545

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Cape May County Board of Taxation (county)

    Phone
    609-465-1030
    Website
    https://capemaycountynj.gov/630/Board-of-Taxation

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/CountyBoardsofTaxation.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Cape May Point Boro tax assessor (municipal; district 0503)

    Phone
    609-884-0269 ext. 14

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Dennis Twp tax assessor (municipal; district 0504)

    Phone
    609-861-9700

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Lower Twp tax assessor (municipal; district 0505)

    Phone
    609-886-2005 ext. 142

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Middle Twp tax assessor (municipal; district 0506)

    Phone
    609-465-8726

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    North Wildwood City tax assessor (municipal; district 0507)

    Phone
    609-522-2030 ext. 1340

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Ocean City tax assessor (municipal; district 0508)

    Phone
    609-525-9374 ext. 9374

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Sea Isle City tax assessor (municipal; district 0509)

    Phone
    609-263-4461 ext. 1228

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Stone Harbor Boro tax assessor (municipal; district 0510)

    Phone
    609-368-6812 ext. 733

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Upper Township tax assessor (municipal; district 0511)

    Phone
    609-628-2011 ext. 230

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    West Cape May Boro tax assessor (municipal; district 0512)

    Phone
    609-884-1005

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    West Wildwood Boro tax assessor (municipal; district 0513)

    Phone
    609-522-4845

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Wildwood City tax assessor (municipal; district 0514)

    Phone
    609-522-2444 ext. 2205

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Wildwood Crest Boro tax assessor (municipal; district 0515)

    Phone
    609-729-8037

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Woodbine Boro tax assessor (municipal; district 0516)

    Phone
    609-861-2153

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

Also in this county (closing-adjacent)

  • Floodplain & flood maps

    Flood Guide | Cape May County, NJ - Official Website (county) - Cape May

    Phone
    (609) 465-1083
    Website
    https://capemaycountynj.gov/177/Flood-Guide

    Verified against: https://capemaycountynj.gov/177/Flood-Guide · Verified 2026-10-14

  • Health department

    Cape May County Health Department (local health department D0500)

    Phone
    609-465-1311

    Verified against: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14

  • Zoning

    Planning Board | Cape May County, NJ - Official Website (county) - Cape May

    Phone
    No phone published — see website
    Website
    https://capemaycountynj.gov/689/Planning-Board

    Verified against: https://capemaycountynj.gov/689/Planning-Board · Verified 2026-10-14

  • Building permits

    Avalon Boro construction office (municipal UCC enforcing agency; code 0501)

    Phone
    609-967-4220

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Cape May City construction office (municipal UCC enforcing agency; code 0502)

    Phone
    609-884-9555

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Cape May Point Boro construction office (municipal UCC enforcing agency; code 0503)

    Phone
    609-884-0269

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Dennis Twp construction office (municipal UCC enforcing agency; code 0504)

    Phone
    609-861-9705

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Lower Twp construction office (municipal UCC enforcing agency; code 0505)

    Phone
    609-886-2005

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Middle Twp construction office (municipal UCC enforcing agency; code 0506)

    Phone
    609-465-8740

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    North Wildwood City construction office (municipal UCC enforcing agency; code 0507)

    Phone
    609-522-2030

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Ocean City construction office (municipal UCC enforcing agency; code 0508)

    Phone
    609-525-9174

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Sea Isle City construction office (municipal UCC enforcing agency; code 0509)

    Phone
    609-263-1166

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Stone Harbor Boro construction office (municipal UCC enforcing agency; code 0510)

    Phone
    609-368-6814

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Upper Twp construction office (municipal UCC enforcing agency; code 0511)

    Phone
    609-628-2011

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    West Cape May Boro construction office (municipal UCC enforcing agency; code 0512)

    Phone
    609-886-1455

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    West Wildwood Boro construction office (municipal UCC enforcing agency; code 0513)

    Phone
    609-522-2444

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Wildwood City construction office (municipal UCC enforcing agency; code 0514)

    Phone
    609-522-2444

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Wildwood Crest Boro construction office (municipal UCC enforcing agency; code 0515)

    Phone
    609-522-3916

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Woodbine Boro construction office (municipal UCC enforcing agency; code 0516)

    Phone
    609-861-2153

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

Statewide resources that cover Cape May County

  • Land banks & land trusts

    NJ DLGS Local Finance Notice 2025-17 (Land Bank Law guidance)

    Phone
    No phone published — see website
    Website
    https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf

    Verified against: https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf · Verified 2026-10-14

  • Building permits

    NJ DCA Division of Codes and Standards - Bureaus, Offices & Programs

    Phone
    No phone published — see website
    Website
    https://www.nj.gov/dca/codes/offices/

    Verified against: https://www.nj.gov/dca/codes/offices/ · Verified 2026-10-14

  • State housing finance agency

    New Jersey Housing and Mortgage Finance Agency (NJHMFA)

    Phone
    No phone published — see website
    Website
    https://www.nj.gov/dca/hmfa/

    Verified against: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/ · Verified 2026-10-14

What to bring

  • government-issued photo ID for each person signing
  • the payment your closing agent specified, in the form they specified (confirm amount and method the day before)
  • signed copies of the purchase agreement and any amendments
  • proof of homeowner's insurance if your lender or closing agent asked for it
  • any document your closing agent, lender, or attorney listed in their closing instructions
  • a pen and this packet.

Transfer & recording facts — New Jersey

Who pays the transfer tax

For deeds submitted for recording on or after July 10, 2025, New Jersey places legal responsibility for transfer fees on the seller. A private contract may allocate payment differently; that does not change the seller’s statutory liability. The county recording officer still requires payment of the Realty Transfer Fee when it is owed.

According to NJ Division of Taxation.

Transfer tax rate or amount

Not yet verified — transfer tax

Recording prerequisite or required form

New Jersey’s GIT/REP forms are submitted at closing for deed recording, separately from Realty Transfer Fee paperwork. They establish whether a nonresident seller must prepay estimated Gross Income Tax. GIT/REP-3 is the Seller’s Residency Certification/Exemption.

According to NJ Division of Taxation.

Day-of checklist

  1. Morning: confirm time, place, amount, and payment method with your closing agent.
  2. Call the recording office above if any recording question is still open — do not assume it can be answered at the table.
  3. Bring ID and payment (§ What to bring).
  4. Read each document before signing; ask for any blank or changed figure to be explained before you sign.
  5. Get a copy of every signed document before you leave.
  6. Ask when and where the deed will be recorded, and how you will receive the recorded copy.
  7. After closing: keep the recorded deed, the settlement statement, and the tax office contact above together — property tax questions after closing go to the treasurer/tax office listed above.

Sources

  1. Cape May County Clerk (records deeds) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/nj/gov/county/counties.shtml · Verified 2026-10-14
  2. Cape May County Clerk — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/state/elections/vote-county-election-officials.shtml · Verified 2026-10-14
  3. Municipal tax collector (each municipality in Cape May County) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/dlgs/programs/tax_collector_docs/elements_of_tax_sales_nj.pdf · Verified 2026-10-14
  4. Avalon Boro tax assessor (municipal; district 0501) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  5. Cape May City tax assessor (municipal; district 0502) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  6. Cape May County Board of Taxation (county) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/CountyBoardsofTaxation.pdf · Verified 2026-10-14
  7. Cape May Point Boro tax assessor (municipal; district 0503) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  8. Dennis Twp tax assessor (municipal; district 0504) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  9. Lower Twp tax assessor (municipal; district 0505) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  10. Middle Twp tax assessor (municipal; district 0506) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  11. North Wildwood City tax assessor (municipal; district 0507) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  12. Ocean City tax assessor (municipal; district 0508) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  13. Sea Isle City tax assessor (municipal; district 0509) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  14. Stone Harbor Boro tax assessor (municipal; district 0510) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  15. Upper Township tax assessor (municipal; district 0511) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  16. West Cape May Boro tax assessor (municipal; district 0512) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  17. West Wildwood Boro tax assessor (municipal; district 0513) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  18. Wildwood City tax assessor (municipal; district 0514) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  19. Wildwood Crest Boro tax assessor (municipal; district 0515) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  20. Woodbine Boro tax assessor (municipal; district 0516) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  21. Flood Guide | Cape May County, NJ - Official Website (county) - Cape May — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://capemaycountynj.gov/177/Flood-Guide · Verified 2026-10-14
  22. Cape May County Health Department (local health department D0500) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14
  23. Planning Board | Cape May County, NJ - Official Website (county) - Cape May — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://capemaycountynj.gov/689/Planning-Board · Verified 2026-10-14
  24. Avalon Boro construction office (municipal UCC enforcing agency; code 0501) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  25. Cape May City construction office (municipal UCC enforcing agency; code 0502) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  26. Cape May Point Boro construction office (municipal UCC enforcing agency; code 0503) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  27. Dennis Twp construction office (municipal UCC enforcing agency; code 0504) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  28. Lower Twp construction office (municipal UCC enforcing agency; code 0505) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  29. Middle Twp construction office (municipal UCC enforcing agency; code 0506) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  30. North Wildwood City construction office (municipal UCC enforcing agency; code 0507) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  31. Ocean City construction office (municipal UCC enforcing agency; code 0508) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  32. Sea Isle City construction office (municipal UCC enforcing agency; code 0509) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  33. Stone Harbor Boro construction office (municipal UCC enforcing agency; code 0510) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  34. Upper Twp construction office (municipal UCC enforcing agency; code 0511) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  35. West Cape May Boro construction office (municipal UCC enforcing agency; code 0512) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  36. West Wildwood Boro construction office (municipal UCC enforcing agency; code 0513) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  37. Wildwood City construction office (municipal UCC enforcing agency; code 0514) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  38. Wildwood Crest Boro construction office (municipal UCC enforcing agency; code 0515) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  39. Woodbine Boro construction office (municipal UCC enforcing agency; code 0516) — NJ_CALL_SHEET_1014.csv, county = "Cape May" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  40. NJ DLGS Local Finance Notice 2025-17 (Land Bank Law guidance) — NJ_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf · Verified 2026-10-14
  41. NJ DCA Division of Codes and Standards - Bureaus, Offices & Programs — NJ_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://www.nj.gov/dca/codes/offices/ · Verified 2026-10-14
  42. New Jersey Housing and Mortgage Finance Agency (NJHMFA) — NJ_CALL_SHEET_1014.csv, county = "" · Source: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/ · Verified 2026-10-14
  43. nj-transfer_tax-guide-rtf-payment-20261020 — NJ Division of Taxation · https://www.nj.gov/treasury/taxation/pdf/other_forms/lpt/GraduatedPercentFeePolicies.pdf · Retrieved 2026-10-20
  44. nj-deed_recording-guide-gitrep-role-20261020 — NJ Division of Taxation · https://www.nj.gov/treasury/taxation/gitrepfaqs.shtml · Retrieved 2026-10-20
Closing-Day Packet — Cape May County, New Jersey