REDBO · For sale by owner
Selling your home without an agent inPennsylvania
What the steps look like, what commonly comes up at closing, and the homes already on REDBO in Pennsylvania. REDBO does not practice law.
Homes on REDBO in Pennsylvania
95 homes on REDBO
- $199,9006361 Leechburg RdVerona, PA3 bd · 2 ba · 1,223 sqft
- $249,90041 Sharon RdGreenville, PA3 bd · 1 ba · 1,344 sqft
- $279,90015632 Raystown RdJames Creek, PA4 bd · 1 ba · 3,796 sqft
- $312,0002030 Valley DrWest Chester, PA2 bd · 2 ba · 1,098 sqft
- $235,0001020 W Chew StAllentown, PA2 bd · 1 ba · 1,400 sqft
- $265,0001660 McFarland RdPittsburgh, PA2 bd · 2 ba · 1,350 sqft
- $310,00015 Lyman Rd WRoulette, PA5 bd · 2 ba · 2,410 sqft
- $512,500145 Grove LnBellefonte, PA3 bd · 2 ba · 2,148 sqft
- $410,000206 Hemlock LnMillville, PA3 bd · 3 ba · 2,506 sqft
- $289,0001011 Northfield DrCarlisle, PA3 bd · 3 ba · 1,644 sqft
- $599,000143 Sir Bradford RdPocono Lake, PA4 bd · 3 ba · 2,900 sqft
- $290,000812 E Pottsville StLykens, PA3 bd · 2 ba · 1,900 sqft
Resources for Pennsylvania
Seller disclosure
68 Pa.C.S. § 7103(a)
Pennsylvania’s Residential Real Estate Transfers Law generally applies to a Commonwealth transfer involving one to four residential dwelling units, subject to the transfer exceptions in § 7103(b) and Chapter 73 limits.
Source: Pennsylvania Department of State · Retrieved 2026-07-21
Verify at the source · Report an error
68 Pa.C.S. § 7303
For a Pennsylvania residential transfer covered by Chapter 73, the seller must disclose known material defects by completing every applicable item in a property disclosure statement satisfying § 7304.
Source: Pennsylvania Department of State · Retrieved 2026-07-21
Verify at the source · Report an error
68 Pa.C.S. § 7306
When required disclosure information is unknown or unavailable at the required time, Pennsylvania permits the seller to answer from the best information then available.
Source: Pennsylvania Department of State · Retrieved 2026-07-21
Verify at the source · Report an error
68 Pa.C.S. § 7307
If a Pennsylvania disclosure becomes inaccurate before final settlement because of a later act, occurrence, or agreement, the seller must notify the buyer of the inaccuracy.
Source: Pennsylvania Department of State · Retrieved 2026-07-21
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68 Pa.C.S. § 7308
Pennsylvania Chapter 73 does not require the seller to conduct a specific investigation solely to complete the statement, but the seller still may not make a representation known or reasonably known to be false, deceptive, or misleading or omit a known material defect.
Source: Pennsylvania Department of State · Retrieved 2026-07-21
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68 Pa.C.S. § 7311(a)
A Pennsylvania residential transfer is not invalidated solely by Chapter 73 noncompliance, but a willful or negligent violation can make the violator liable for the buyer’s actual damages resulting from that violation.
Source: Pennsylvania Department of State · Retrieved 2026-07-21
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68 Pa.C.S. §§ 7303, 7305
A covered Pennsylvania seller must deliver a signed and dated copy of the property disclosure statement to the buyer before the seller and buyer sign an agreement of transfer.
Source: Pennsylvania Department of State · Retrieved 2026-07-21
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Lead paint
42 U.S.C. § 4851b(27)
Federal lead-disclosure law generally defines target housing as housing constructed before 1978, subject to the statutory elderly, disability, zero-bedroom, child-occupancy, and jurisdiction-specific exceptions.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(B)
Before a purchaser or lessee is contractually obligated for target housing, the seller or lessor must disclose known lead-based paint or hazards and provide available lead-hazard evaluation reports.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(C)
For a target-housing sale, the seller must permit the purchaser a 10-day lead risk-assessment or inspection period unless the parties mutually agree to a different period.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
Verify at the source · Report an error
Other local and state resources
Philadelphia 311 > Property Certification > Answer
Applies in Philadelphia city
Philadelphia 311 states that the seller must present the L&I Property Certification to the buyer no later than settlement.
Source: City of Philadelphia 311 · Retrieved 2026-07-21
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Philadelphia 311 > Property Certification > Answer
Applies in Philadelphia city
Philadelphia 311 states that the Property Certification is valid for 30 days.
Source: City of Philadelphia 311 · Retrieved 2026-07-21
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Philadelphia 311 > Property Certification > You Should Know
Applies in Philadelphia city
Philadelphia 311 cautions that the Property Certification, also called a Real Estate or Seller’s Certificate, is not a Certificate of Occupancy.
Source: City of Philadelphia 311 · Retrieved 2026-07-21
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Philadelphia 311 > Property Certification > You Should Know
Applies in Philadelphia city
Philadelphia currently lists the Property Sales Certification fee as $139.
Source: City of Philadelphia 311 · Retrieved 2026-07-21
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Philadelphia L&I > Property Sales Certification > How
Applies in Philadelphia city
Philadelphia publishes a five-business-day processing time for the Property Sales Certification application.
Source: City of Philadelphia Department of Licenses and Inspections · Retrieved 2026-07-21
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Philadelphia L&I > Property Sales Certification > Service overview
Applies in Philadelphia city
The Philadelphia certification reports the property’s zoning classification, last established zoning-record use, and uncorrected housing, building, safety, and fire ordinance violations.
Source: City of Philadelphia Department of Licenses and Inspections · Retrieved 2026-07-21
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Philadelphia L&I > Property Sales Certification > Service overview
Applies in Philadelphia city
Philadelphia’s current L&I guidance requires a Property Sales Certification to sell real estate in Philadelphia.
Source: City of Philadelphia Department of Licenses and Inspections · Retrieved 2026-07-21
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Philadelphia L&I > Property Sales Certification > Where and when
Applies in Philadelphia city
Philadelphia currently accepts online Property Sales Certification applications through eCLIPSE.
Source: City of Philadelphia Department of Licenses and Inspections · Retrieved 2026-07-21
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Philadelphia L&I > Property Sales Certification > Who
Applies in Philadelphia city
Current Philadelphia guidance directs sellers and real-estate agents to obtain the certification for any Philadelphia property, commercial or residential.
Source: City of Philadelphia Department of Licenses and Inspections · Retrieved 2026-07-21
Verify at the source · Report an error
Who do I call?
Verified offices and programs in Pennsylvania, each checked against an official source.
Counties in Pennsylvania
- Adams County (11)
- Allegheny County (9)
- Armstrong County (9)
- Beaver County (10)
- Bedford County (6)
- Berks County (11)
- Blair County (11)
- Bradford County (5)
- Bucks County (10)
- Butler County (7)
- Cambria County (5)
- Cameron County (9)
- Carbon County (11)
- Centre County (9)
- Chester County (7)
- Clarion County (8)
- Clearfield County (8)
- Clinton County (9)
- Columbia County (8)
- Crawford County (6)
- Cumberland County (9)
- Dauphin County (14)
- Delaware County (8)
- Elk County (5)
- Erie County (7)
- Fayette County (9)
- Forest County (10)
- Franklin County (8)
- Fulton County (7)
- Greene County (10)
- Huntingdon County (5)
- Indiana County (6)
- Jefferson County (6)
- Juniata County (9)
- Lackawanna County (8)
- Lancaster County (9)
- Lawrence County (9)
- Lebanon County (11)
- Lehigh County (5)
- Luzerne County (4)
- Lycoming County (8)
- McKean County (8)
- Mercer County (10)
- Mifflin County (7)
- Monroe County (9)
- Montgomery County (5)
- Montour County (11)
- Northampton County (7)
- Northumberland County (5)
- Perry County (10)
- Philadelphia County (7)
- Pike County (9)
- Potter County (7)
- Schuylkill County (10)
- Snyder County (8)
- Somerset County (9)
- Sullivan County (9)
- Susquehanna County (10)
- Tioga County (8)
- Union County (10)
- Venango County (9)
- Warren County (9)
- Washington County (7)
- Wayne County (10)
- Westmoreland County (5)
- Wyoming County (11)
- York County (6)
Statewide resources — Pennsylvania
State-level and regional listings that are not tied to one county in the verified data.
Pay or check property taxes
Real Estate Tax Sale Law (Act 542 of 1947) — county tax claim bureaus
- Pay or check property taxes
Pennsylvania
No phone published — see website
WebsiteVerified against: https://www.palegis.us/statutes/unconsolidated/law-information?sessYr=1947&sessInd=0&actNum=542
Verified 2026-10-14
Down-payment & grant programs
Pennsylvania Housing Finance Agency
Homeowners' Emergency Mortgage Assistance Program (HEMAP / Act 91)
- Down-payment & grant programs
Harrisburg, Dauphin County, Pennsylvania
No phone published — see website
WebsitePennsylvania Housing Finance Agency
Keystone Advantage Assistance Loan Program
- Down-payment & grant programs
Harrisburg, Dauphin County, Pennsylvania
No phone published — see website
WebsiteVerified against: https://www.phfa.org/programs/assistance/keystone-advantage.aspx
Verified 2026-10-14
Housing counseling (HUD-approved)
Advantage Credit Counseling Service
- Housing counseling (HUD-approved)
Pittsburgh, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Affordable Housing Center OF Pennsylvania
- Housing counseling (HUD-approved)
Philadelphia, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Affordable Housing Center OF Pennsylvania - Northeast Branch
- Housing counseling (HUD-approved)
Philadelphia, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Affordable Housing Centers OF Pennsylvania - Delaware County
- Housing counseling (HUD-approved)
Upper Darby, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Affordable Housing Centers OF Pennsylvania - West Philadephia
- Housing counseling (HUD-approved)
Philadephia, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Asociacion DE Puertorriquenos EN Marcha
- Housing counseling (HUD-approved)
Philadelphia, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Base,inc.
- Housing counseling (HUD-approved)
Lancaster, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Berks Community Action Program, Inc.
- Housing counseling (HUD-approved)
Reading, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Blueprints
- Housing counseling (HUD-approved)
Washington, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Bucks County Housing Group
- Housing counseling (HUD-approved)
Warminster, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Cccs OF Delaware Valley, Inc. DBA Clarifi
- Housing counseling (HUD-approved)
Philadelphia, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Center FOR Family Services, Incorporated
- Housing counseling (HUD-approved)
Meadville, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Center IN THE Park
- Housing counseling (HUD-approved)
Philadelphia, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Chester Community Improvement Project
- Housing counseling (HUD-approved)
Chester, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Commission ON Economic Opportunity OF Luzerne County
- Housing counseling (HUD-approved)
Wilkes Barre, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Community Action Committee OF Lehigh Valley, Inc.
- Housing counseling (HUD-approved)
Bethlehem, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Community Action Partnership OF Mercer County
- Housing counseling (HUD-approved)
Sharon, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Community Progress Council, Inc.
- Housing counseling (HUD-approved)
York, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Congreso DE Latinos Unidos
- Housing counseling (HUD-approved)
Philadelphia, Pennsylvania
Phone: 215-763-8870-1430
WebsiteVerified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Credit Counseling Center DBA myWaypoint
- Housing counseling (HUD-approved)
Richboro, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Credit.org - Pittsburgh, PA Branch
- Housing counseling (HUD-approved)
Pittsburgh, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Cumberland County Housing AND Redevelopment Authorities
- Housing counseling (HUD-approved)
Carlisle, Pennsylvania
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=PA&RowLimit=&Services=&Languages=
Verified 2026-10-14
Selling without an agent: the steps, in order
Price the home
Look at recent nearby sales and homes currently for sale, then choose a price you can explain.
Prepare and photograph it
Clean, repair the obvious, and take bright, honest photos of every room.
Publish your listing
Put the home in front of buyers with a full description and photos. On REDBO you publish it yourself; on an MLS package, the partner broker places it on your local MLS.
Handle showings and questions
Answer buyer inquiries and set up showings on times that suit you.
Review offers
Compare price, financing, deposit and timing, and negotiate the terms you want.
Sign the purchase agreement
Put the agreed terms in writing. Ask a local attorney or title company to review before you sign.
Inspection, appraisal and financing
The buyer completes their checks while you respond to repair and paperwork requests.
Close
A title company, escrow company or attorney, depending on where you live, records the transfer and pays you.
How long each step takes depends on the home, the price and the buyer’s financing. REDBO does not publish a typical number of days for this area because it has not sourced one.
What commonly comes up at closing
Costs that commonly come up when a sale closes:
- Title search, title insurance and escrow or attorney fees
- Recording fees for the new deed
- Transfer or documentary taxes, where a state or locality charges them
- Property taxes and other charges divided between buyer and seller on the closing date
- Any buyer-agent compensation you agree to offer
- Payoff of your existing mortgage, if you have one
Amounts and rules differ by state and locality. Ask a title company or attorney for an itemized estimate before you set your price.